| Canada Emergency Wage Subsidy (CEWS) |
January 31, 2021 or 180 days after the end of the claim period, whichever is later |
Up to 75% of wages to a maximum of $847 per week. Maximum subsidy rate varies per period |
Employers who have experienced a revenue decline. Minimum decline varies per period |
Extended to Sep 2021. Calculations vary period to period |
| Canada Emergency Rent Support (CERS) |
180 days after the end of each claim period |
Up to 65% of rent or property expenses plus a possible 25% top-up for lockdown support |
Companies who have experienced a revenue decline |
Top-up only for businesses forced to close due to a public health order |
| Canada Emergency Business Account (CEBA) |
June 30, 2021 |
$60,000 loan, 33.33% of which may be forgivable |
A business in operation as of March 1, 2020 exceeding thresholds for payroll or non-deferrable expenses |
Non-forgivable portion must be repaid by December 31, 2022 for forgiveness |
| Highly Affected Sectors Credit Availability Program (HASCAP) |
June 30, 2021 |
Low interest loans from $25,000 – $1,000,000 |
Small and medium sized businesses with a 50% revenue decrease in at least 3 of the 8 months prior to application |
Loans are guaranteed to the financial institution by BDC. 4% interest rate. |
| Canada Recovery Hiring Program (CRHP) |
180 days after the end of each claim period |
Up to 50% of the incremental
remuneration paid to eligible employees |
If eligible for CEWS, generally eligible for CRHP |
Cannot claim CRHP and CEWS for the same period |
| Temporary Wage Subsidy (TWS) |
Received by reducing payroll remittances which can be done in 2021 |
10% of wages to a maximum of $25,000 per employer |
Employers with a CRA payroll program account as of March 18, 2020 |
The TWS should be reported on Form PD27 |
| Canada Emergency Commercial Rent Assistance (CECRA) |
Program has ended |
75% of rent paid by companies |
70% revenue decline April-June 2020 |
Landlord must apply |
| Tourism and Hospitality Recovery Program (THRP) |
180 days after the end of each claim period |
Up to 75% of wages and rent |
For businesses in the tourism and hospitality industry with at least 40% revenue reduction |
Additional Lockdown support available |
| Hardest Hit Business Recovery Program (HHBRP) |
180 days after the end of each claim period |
Up to 50% of wages and rent |
For all businesses that have a minimum 50% revenue reduction |
Additional Lockdown support available |
